Privacy Policy.
How HAT Insurance Brokers collects, uses and protects your personal information.
1. Who we are
HAT Insurance Brokers Limited (“HAT”, “we”, “us”) is an insurance broking company licensed by the National Insurance Commission (NAICOM). Our head office is at 2, Oluwole Philips Avenue, off Awolowo Way, Ikeja, Lagos. This policy explains how we collect and use personal information through this website and when you contact us.
2. Information we collect
We may collect:
- Contact details you provide, such as your name, phone number, email address and organisation
- Information about the insurance you are enquiring about, including what you want to protect and approximate values
- Details you share when making a claims enquiry
- Messages you send us by email, telephone or WhatsApp
- Basic technical information about your visit, such as device and browser type
3. How we use your information
- To respond to your enquiries and requests
- To prepare insurance quotations and place cover with insurers
- To administer policies, premiums, endorsements and renewals
- To support and pursue claims on your behalf
- To meet our legal, regulatory and compliance obligations
- To improve our website and services
4. Sharing your information
We share information with insurers, reinsurers and other partners only as needed to quote, place and service your cover and to handle claims. We may also disclose information where required by law or by our regulators. We do not sell your personal information.
5. Keeping your information secure
We take reasonable technical and organisational steps to protect personal information against loss, misuse and unauthorised access. No method of transmission over the internet is completely secure, so please avoid sending highly sensitive information through open channels.
6. How long we keep it
We keep personal information for as long as necessary to provide our services and to meet legal, regulatory and record-keeping requirements.
7. Your rights
Under applicable Nigerian data protection law, including the Nigeria Data Protection Act 2023, you may have rights to access, correct or request deletion of your personal information, to object to certain processing and to withdraw consent where processing is based on consent. To exercise these rights, contact us using the details below.
8. Cookies and third-party services
This website may use cookies and similar technologies to work properly and to understand how it is used. Links to WhatsApp, maps and social media open third-party services that have their own privacy policies.
9. Children
Our services are intended for adults. We do not knowingly collect personal information from children without the consent of a parent or guardian.
10. Changes to this policy
We may update this policy from time to time. The latest version will always be available on this page.
11. Contact us
Questions about this policy or your information: hatinsurancebrokers@gmail.com or 07036338071.